​Additional Information that may be required:  

Bring these to your mortgage application
Call me with any questions.  Nanci Lorei 814-881-0580  

- Fully executed purchase agreement, including all addenda  
- Application fee for appraisal and credit report  
- Most recent 30-day pay stub(s) showing year-to-date earnings  
- Past two (2) month's statements for savings, checking and investment accounts  
- Prior two (2) year's W-2 forms (if self-employed, 1099, K-1's, year-to-date profit and loss statement, and corporate tax returns)  
- Photo I.D.  
- 36 month employment history with names, addresses and phone numbers 
- 36 month residence history, with verification information 


- Documentation of all outstanding loans, lines of credit, credit cards or any other outstanding debts  
- Prior two (2) year's tax returns  o If you have income needed to qualify for your loan from rental or interest income, commission income or self employment income  
- Documentation of other income sources that you would like considered in repayment of your loan  
- A gift letter from the person giving you a gift of money to assist you in the purchase of your new home  
- Letters of explanation for credit problems you are aware of or employment gaps 
- Copies of rental/lease agreements that generate income 
- Divorce decree 
- Proof of payment or receipt of child supports or other awards 
- DD214 and Certificate of Eligibility for VA loans 

Print this Checklist:

Mortgage Application Checklist

Applying for Your Mortgage

Nanci Lorei Realtor, Associate Broker Marsha Marsh Real Estate Services Direct number: 814.881.0580  Office number 814.866.8840   

​Please Read: This communication is provided to you for informational purposes only and should not be relied upon by you. Marsha Marsh Real Estate Services is not a mortgage lender and so you should contact your chosen lender directly to learn more about its mortgage products and your eligibility for such products