Mortgage Application Checklist

Bring these to your mortgage application:

  • Fully executed purchase agreement, including all addenda

  • Application fee for appraisal and credit report

  • Most recent 30-day pay stub(s) showing year-to-date earnings

  • Past two (2) month's statements for savings, checking and investment accounts

  • Prior two (2) year's W-2 forms (if self-employed, 1099, K-1's, year-to-date profit and loss statement, and corporate tax returns)

  • Photo I.D.

  • 36 month employment history with names, addresses and phone numbers

  • 36 month residence history, with verification information 

Additional information that may be required:

  • Documentation of all outstanding loans, lines of credit, credit cards or any other outstanding debts

  • Prior two (2) year's tax returns, if you have income needed to qualify for your loan from rental or interest income, commission income or self employment income

  • Documentation of other income sources that you would like considered in repayment of your loan

  • A gift letter from the person giving you a gift of money to assist you in the purchase of your new home

  • Letters of explanation for credit problems you are aware of or employment gaps

  • Copies of rental/lease agreements that generate income

  • Divorce decree

  • Proof of payment or receipt of child supports or other awards 
    DD214 and Certificate of Eligibility for VA loans

Download Checklist
 

Nanci Lorei Realtor
Associate Broker Marsha Marsh Real Estate Services
Direct: (814) 881-0580
Office: (814) 866-8840

​Please Read: This communication is provided to you for informational purposes only and should not be relied upon by you. Marsha Marsh Real Estate Services is not a mortgage lender and so you should contact your chosen lender directly to learn more about its mortgage products and your eligibility for such products